Crowdfunding

Regulation Crowdfunding enables companies to offer loans, convertible notes or stock to the public. Anyone can invest, often for a minimum of $100.

What is Regulation Crowdfunding?

In 2012, President Barack Obama signed the Jumpstart Our Businesses Startups (JOBS) Act into law, creating federal crowdfunding regulations. Businesses at any stage can now raise up to $5 million from accredited and unaccredited investors, as long as the raise is posted through a Securities and Exchange Commission (SEC) approved crowdfunding platform or website. Each entrepreneur has one year to complete the goal of the raise. Otherwise, funds are returned to investors.

Regulation Crowdfunding is a game changer for startups and  small business. Instead of having businesses rely on banks or accredited investors to meet their capital needs, entrepreneurs can now raise from customers, the community and fans around the globe.

Debt & Equity Crowdfunding

Debt

Loans
Profit Shares
Convertible Notes

Equity

SAFE (simple agreement for future equity)
Stocks (with or without dividends)

How Sail Works

Regulation Crowdfunding went into effect in May of 2016. Since then, those of us helping companies raise capital have been innovating how to best use the law to effect positive change in local economies. The grassroots-level work of identifying projects and cultivating investors has only begun.

Sail Community Capital brings the power of Regulation Crowdfunding to communities by connecting startups and small businesses with their investors. 

  1. First, Sail Community Capital works within communities to identify businesses seeking capital.
  2. Next, we help entrepreneurs prepare their campaigns to go live.
  3. Once a campaign is live, Sail and the entrepreneur work side by side, marketing their campaign to the community. Community members, customers and fans of the business can all become investors.

Investors

Invest in startups and small businesses you love.

Entrepreneurs

Learn more and begin raising capital!